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Credit card debt is a serious issue. You need to be aware of good tips and techniques to pay off your balances, know more about consolidation methods and reputed companies offering such services and find out ways to regain your financial freedom through the debt reduction program.

The first step to pay off credit card debt is to pay more than the minimum amount. Paying just the minimum amount will hardly make any dent on the principal amount and most of your payments will be going towards interests and fees. The longer you take to repay the charges, the outstanding balance will add up with more interests and fees and you will fall short of cash in your pocket each month.

Make larger payments each month so that the maximum portion can go towards the principal balance. This is the most suitable way of bringing down your outstanding balance. Make a few sacrifices from your monthly expenses so that you can contribute the saved amount towards repaying the debts. After all, you will benefit in the long run when you will be credit card debt free.

If you are not able to make any progress on your own, consider the services of a debt management company or the debt settlement program. A good debt management company or a reputed debt settlement company will negotiate with your creditors and represent you in front of your creditors and reduce the outstanding balance.

When you purchase more than one kind of insurance policy from the same company, you’re usually purchasing what’s called a “multi-line policy.” Some insurance companies may refer to this as a “combined policy.” Regardless of the name, most insurance companies offer discounts for these kinds of multi-insurance purchases. This means you could save loads of money on premiums by purchasing more than one kind of insurance policy from a company with which you’re already doing business. Cheaper and easier? It just makes sense.

If you already have a homeowner insurance policy, or an auto insurance policy, ask an agent or representative if your insurance company provides the opposite kind of insurance coverage, too (home or auto, whichever relates to your situation). Since purchasing both kinds of insurance coverage will most likely make you eligible for a discount, your insurance company undoubtedly has its own special procedures to get you signed up with a combined home and auto insurance policy.

If you don’t already have either kind of insurance policy, what are you waiting for? While homeowner insurance isn’t always required, auto insurance is required in all states. Get two birds with one stone by searching online for combined home and auto insurance. The process for shopping around for multi-line insurance isn’t much different than shopping for only one kind of insurance.

Are you between jobs and looking for interim health insurance coverage? Here's how to find cheap interim health insurance with a reliable company.

Interim Health Insurance Coverage
Interim health insurance provides you with health insurance coverage until you can get permanent coverage from your new employer. Coverage can be from one month to twelve months in duration, and most insurance companies allow you to extend your coverage if you need to.

Interim Health Insurance Costs
Interim health insurance rates vary from $25 a month to $125 a month. Deductibles, the amount you must pay toward a claim before your insurer will pay, are higher than they are with regular health insurance. Co-insurance, the percentage of the total bill you pay after you pay the deductible, varies from 20% to 50%.

Cheap Interim Health Insurance
The easiest way to get the best price on interim health insurance is to go to an insurance comparison website where you can get rate quotes from a number of different companies. In order to get your quotes you'll need to fill out a short form with your insurance information and the amount of coverage you want.

p/s: To get the cheapest rate choose the highest deductible you can afford as you fill out the form. Once you get your quotes simply choose the cheapest quote that has the coverage you need.

Wednesday 9 March 2011

2012 London Olympic Games Qualifier 2nd Leg
PAKISTAN VS MALAYSIA
TV1 (CH101) & ASTRO ARENA (CH801) 11.00 pm LIVE





Thursday 10 March 2011


UEFA Champions League Last 16 (2nd Leg)
TOTTENHAM HOTSPUR VS AC MILAN
ESPN (CH812) 3.40 am LIVE

SCHALKE 04 VS VALENCIA
STAR SPORTS  3.40 am LIVE

Barclays Premier League
EVERTON VS BIRMINGHAM CITY
ASTRO SUPERSPORT 3 (CH817)  3.55 am LIVE

Barclays Premier League


1.30 am   LIVE
WOLVERHAMPTON WANDERERS VS MANCHESTER UNITED
ASTRO SUPERSPORT 3 (CH817) & SUPERSPORT HD (CH831)

9.25 pm  LIVE
WEST HAM UNITED VS BIRMINGHAM CITY
ESPN (CH812) & ESPN HD (CH832)

11.55 pm  LIVE
CHELSEA VS LIVERPOOL
ASTRO SUPERSPORT 3 (CH817), SUPERSPORT HD (CH831) & ASTRO 3D (CH830) 







Spanish La Liga


 2.55 am LIVE
VILLAREAL VS LEVANTE
ASTRO SUPERSPORT (CH811)

4.55 am LIVE
BARCELONA VS ATLETICO MADRID
ASTRO SUPERSPORT (CH811) & SUPERSPORT HD (CH831) 









Italian Serie A


12.55 am  LIVE
UDINESE VS SAMPDORIA
ASTRO SUPERSPORT 2 (CH816)

 3.40 am  LIVE
CAGLIARI VS JUVENTUS
ASTRO SUPERSPORT 2 (CH816)

7.25 pm  LIVE
BOLOGNA VS CATANIA
ASTRO SUPERSPORT 2 (CH816) & SUPERSPORT HD (CH831)

9.55 pm LIVE
GENOA VS AC MILAN 
ASTRO SUPERSPORT 2 (CH816) 









German Bundesliga


10.25 pm  LIVE
HAMBURG SV VS ST. PAULI
ASTRO SUPERSPORT (CH811) 


11.55 pm  LIVE
AJ AUXERRE VS LILLE 
ASTRO SUPERSPORT 2 (CH816) 

PERLAWANAN BOLA SEPAK DI ASTRO 5/2/2011







Barclays Premier League


8.40 pm LIVE
STOKE CITY VS SUNDERLAND
ESPN (CH812) & 
ESPN HD (CH832) 



10.55 pm LIVE
NEWCASTLE UNITED VS ARSENAL
ESPN (CH812) & 
ESPN HD (CH832) 


10.55 pm LIVE
TOTTENHAM HOTSPUR VS BOLTON WANDERERS
STAR SPORTS (CH813) 



10.55 pm LIVE
MANCHESTER CITY VS WEST BROMWICH ALBION
ASTRO SUPERSPORT 3 (CH817) & 
SUPERSPORT HD (CH831)